Make Medicare decisions with confidence.

Medicare can be complicated, and the choices you make can affect your healthcare access, costs, and coverage for years to come. Whether you're approaching age 65, retiring, reviewing your current plan, or navigating a change in your healthcare needs, we're here to help.

We provide guidance on:

• Medicare Advantage: Understand plan networks, benefits, provider access, prescription coverage, and out-of-pocket costs.
• Medicare Supplement Insurance: Explore options designed to help cover certain costs Original Medicare doesn't pay.
• Medicare Part D: Review prescription drug coverage and how your medications may be covered.
• Special Needs Plans: Explore eligibility and coverage considerations for qualifying individuals, including those eligible for both Medicare and Medicaid. SNPs can include:
  • those who qualify for financial help through Medicaid, and
  • those who have a qualifying chronic illness.
• Medicare Enrollment: Understand enrollment windows, plan changes, and important deadlines.
• Annual Coverage Reviews: Reevaluate your options as plans, costs, providers, prescriptions, and personal needs change.

Medicare isn't one-size-fits-all. An Agent of Shield will help you understand the differences, ask the right questions, and evaluate available options before making a decision.