Insurance for individuals & families
Protection for the life you're building.
Your health, your income, the people you love. We'll help you understand the insurance you have and explore options for what may be missing.
Schedule a conversation about your needs and questions.
See how we can helpIndependent Insurance Agency
Insurance brokerage established in 2013.
A place to start
Life changes. It's worth taking another look at your coverage.
Maybe your health coverage is changing. Your family is growing. Or you have a few policies and aren't sure how they fit together. Start with what's on your mind.
- Looking for health coverage?
- Thinking about the people who depend on you?
- Unsure what your current policies provide?
You don't need to know which policy to ask for before you talk with us.
What we can help you review
Your health. Your income. Your family's finances.
Each kind of coverage has a different job. We'll help you understand the options that relate to your situation.
Health coverage for you and your household
Explore individual and family health insurance, including available Marketplace options. Consider the monthly premium alongside other costs, and check questions about doctors and prescriptions.
Income protection if you can't work
Discuss disability insurance that may replace part of your income after a covered illness or injury. The policy's definitions, waiting period and benefit limits matter.
Life insurance for the people who depend on you
Consider life insurance in the context of the financial responsibilities your loved ones could face if you died. What you need depends on your circumstances.
Additional protection for specific expenses
Ask about dental, vision, hearing and other supplemental options. We'll explain what a policy is designed to provide and where its limits apply.
Coverage, eligibility and availability depend on your circumstances, location and the products available to you. Policy terms, exclusions and limitations apply.
Review my coverage (opens in a new tab)Understand what to plan for
Having insurance and knowing what it provides are two different things.
A health plan can still leave you with deductibles and other out-of-pocket costs. If you can't work, household bills still need attention. A review gives you a chance to ask how your existing protection would apply.
Start by understanding what you have. Then consider what, if anything, needs to change.
Guidance from Shield
You bring the questions. We'll help you understand the choices.
Insurance can be difficult to sort through when every policy uses different terms. We explain the available options in plain language and help you consider them alongside your existing protection.
As an independent agency, we work with multiple carriers. What we can offer depends on product availability and applicable licensing and appointments.
When your circumstances change, you can come back with new questions.
How to begin
Start with a conversation about your life today.
Tell us what you're thinking about.
Share what's changing, what you already have and the questions you want to work through.
Review the available options.
We'll explain relevant coverage choices, costs and limitations so you can consider how they fit.
Decide on your next step.
Use what you've learned to decide whether a coverage change makes sense for you.
Choose an appointment through our scheduling page.
A few questions you may have.
I already have insurance. Can you still help me review it?
Yes. We can start with the coverage you already have and the questions you want to understand. Reviewing it doesn't mean you necessarily need another policy.
Do I need every type of insurance listed here?
Not necessarily. Your needs depend on your circumstances and the protection already in place. We'll help you understand the choices relevant to you.
Can I keep my doctor with a new health plan?
That depends on the specific plan and provider network. Check the plan's current provider information before enrolling; don't assume your doctor is included.
Can I change my health coverage outside Open Enrollment?
For Marketplace coverage, you generally need to qualify for a Special Enrollment Period. Certain changes, such as losing qualifying coverage, getting married or having a baby, may qualify. Eligibility and timing depend on your situation.
What if I don't know where to start?
Start with the question that brought you here. You don't need to pick a policy before scheduling a conversation.
Your next step
Understand your protection. Make your next decision with more clarity.
Get a clearer view of what you have, what to ask about and which options may fit your life today.
Start with a conversation about what matters to you.